District Photo, Inc.

Beltsville, MD Other servicesNAICS 812920

Self-funded health planPlan year 2024Renews June
673ParticipantsFirst year on file
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#3 of 4Other services in MDBy participants

Overview

District Photo, Inc. sponsors a self-funded health plan that covered 673 participants in plan year 2024. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
673
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
Group Insurance Plan, plan 501 (673 participants)
Broker compensation
$15K across insured contracts
MedicalLife insuranceDentalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of PennsylvaniaDental, PPO265$160K$5K
Sun Life Assurance Company of CanadaLife, Long-term disability560$107K$8K
Vision Service PlanVision286$47K$2K
Alpha Dental Programs, Inc.Dental, HMO81$28K$848

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 673 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$102K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$18K–$37K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
District Photo, Inc.
Sponsor EIN
52-1191617
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-1191617 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
District Photo, Inc. 401(k) Plan
Type
401(k) plan
Participants
975

About this data

Source: District Photo, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with District Photo, Inc..

Request a correction · Methodology