Howard Hughes Medical Institute
Overview
Howard Hughes Medical Institute sponsors a self-funded health plan that covered 2,583 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,583 · prior year 2,548
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Howard Hughes Medical Institute Welfare Benefit Plan, plan 501 (2,583 participants); Howard Hughes Medical Institute Retiree Welfare Benefit Plan, plan 508 (971 participants)
- Broker compensation
- $326K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life | 2,596 | $2.8M | $184K |
| Unum Life Insurance Company of America | Long-term disability, Long Term Care | 2,592 | $1.4M | $133K |
| Hartford Fire Insurance Company | Business Travel Accident | 2,643 | $25K | $8K |
| The Prudential Insurance Company of America | Life | 268 | $23K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,583 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Howard Hughes Medical Institute
- Sponsor EIN
- 59-0735717
- Plan numbers
- 501, 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-0735717 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Howard Hughes Medical Institute Retirement Savings Plan
- Type
- Defined contribution plan
- Participants
- 13,330
About this data
Source: Howard Hughes Medical Institute's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Howard Hughes Medical Institute.