E. & J. Gallo Winery
Overview
E. & J. Gallo Winery sponsors a self-funded health plan that covered 5,337 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,337 · prior year 5,620
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- E. & J. Gallo Winery Master Health & Dental Plan, plan 515 (5,337 participants)
- Stop-loss carrier
- Aetna Life Insurance Co.; Sun Life Assurance Company of Canada
- Broker compensation
- $260K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, Vision, HMO | 4,457 | $36.4M | — |
| Delta Dental | Dental, HMO, PPO | 5,194 | $2.9M | — |
| Sun Life Assurance Company of Canada | Stop-loss | 253 | $2.6M | $138K |
| Lincoln National Life Inc. Co. | Short-term disability, Long-term disability | 6,390 | $2.0M | $122K |
| Symetra Life Insurance Company | — | 2,202 | $1.7M | — |
| VSP Vision Service Plan | Vision | 3,464 | $532K | — |
| Aetna Life Insurance Co. | Stop-loss | 2,197 | $111K | — |
| Curalinc, LLC, D.b.a Curalinc Healthcare | Medical | 5,417 | $79K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,337 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- E. & J. Gallo Winery
- Sponsor EIN
- 94-1009696
- Plan number
- 515
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 94-1009696 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- E. & J. Gallo Winery Retirement Plan
- Type
- 401(k) plan
- Participants
- 7,155
About this data
Source: E. & J. Gallo Winery's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with E. & J. Gallo Winery.