NMB (USA) Inc.
Overview
NMB (USA) Inc. sponsors a self-funded health plan that covered 4,508 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,508 · prior year 4,505
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Nmb/nhbb Employee Assistance Plan, plan 508 (4,508 participants)
- Broker compensation
- $443K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, HMO | 2,105 | $23.2M | $294K |
| Kaiser Foundation Health Plan Inc. | Medical, HMO | 565 | $4.4M | $53K |
| Lincoln National Life Insurance Company | Life, Long-term disability, VOL AD&D | 1,684 | $1.0M | $71K |
| Cigna Healthcare of California | Medical, HMO | 62 | $765K | $9K |
| Vision Service Plan | Vision | 1,386 | $172K | $3K |
| Life Insurance Company of North America | AD&D | 1,675 | $95K | — |
| Unum Life Insurance Co. of America | Long Term Care | 192 | $78K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,508 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- NMB (USA) Inc.
- Sponsor EIN
- 95-3946465
- Plan number
- 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 95-3946465 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- NMB (USA) Inc. Retirement Savings Plus Plan
- Type
- 401(k) plan
- Participants
- 2,002
About this data
Source: NMB (USA) Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with NMB (USA) Inc..


