Eastern Band of Cherokee Indians
Overview
Eastern Band of Cherokee Indians sponsors a self-funded health plan that covered 2,657 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,657 · prior year 2,492
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Eastern Band of Cherokee Indians Welfare Benefit Plan, plan 501 (2,657 participants)
- Stop-loss carrier
- Blue Cross Blue Shield of North Carolina
- Broker compensation
- $277K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Blue Cross Blue Shield of North Carolina | Medical, Stop-loss | 2,429 | $1.9M | $68K |
| Aflac | Voluntary Benefits | 395 | $339K | $59K |
| Community Eye Care | Vision | 4,184 | $230K | — |
| Colonial Life & Accident Insurance Company | Life, Short-term disability | 117 | $109K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,657 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Eastern Band of Cherokee Indians
- Sponsor EIN
- 56-0572090
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 56-0572090 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Eastern Band of Cherokee Indians's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Eastern Band of Cherokee Indians.