Mshc Inc. DBA Service Logic

Charlotte, NC Other servicesNAICS 811310

Self-funded health planPlan year 2025Renews January
1,957Participants+16% vs. prior year
$4.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Other services in NCBy participants

Overview

Mshc Inc. DBA Service Logic sponsors a self-funded health plan that covered 1,957 participants in plan year 2025, up 16% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,957 · prior year 1,688
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mshc Inc. DBA Service Logic Comprehensive Benefit Plan, plan 502 (1,957 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$107K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaBasic AD&D, Voluntary AD&D, Life, Long-term disability, Short-term disability, MA Pfml, Pfml4,012$2.5M$43K
Cigna Health and Life Insurance CompanyStop-loss, Accidental Injury, Critical Illness3,877$2.0M$64K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.6M/ year

Estimated prescription spend: 1,957 participants × $2,371 national average per member. Usually higher once dependents are counted.

$121K–$297K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$35K–$88K
Lower-cost therapeutic alternatives$52K–$108K
Generic pricing vs. actual cost$22K–$67K
PBM contract terms$12K–$35K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mshc Inc. DBA Service Logic
Sponsor EIN
20-5277888
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-5277888 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Service Logic 401(k) Plan
Type
401(k) plan
Participants
4,658

About this data

Source: Mshc Inc. DBA Service Logic's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mshc Inc. DBA Service Logic.

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