Elsa LLC

Elwood, IN ManufacturingNAICS 336300

Self-funded health planPlan year 2025Renews January
685Participants+0% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#71 of 93Manufacturing in INBy participants

Overview

Elsa LLC sponsors a self-funded health plan that covered 685 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
685 · prior year 684
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Elsa Corporation Employee Health Plan, plan 501 (685 participants)
Broker compensation
$145K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance CompanyLife, Long-term disability637$644K$129K
HCC Life Insurance CompanyOrgan Transplant524$131K$13K
Vision Service PlanVision432$104K$3K
Guardian Life Insurance CompanyShort-term disability592$35K$347

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 685 participants × $2,371 national average per member. Usually higher once dependents are counted.

$42K–$104K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Elsa LLC
Sponsor EIN
35-2023711
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-2023711 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Elsa LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Elsa LLC.

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