Energy Transfer LP

Houston, TX Mining & energyNAICS 211120

Self-funded health planPlan year 2025Renews January
13,702Participants+4% vs. prior year
$32.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 43Mining & energy in TXBy participants

Overview

Energy Transfer LP sponsors a self-funded health plan that covered 13,702 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
13,702 · prior year 13,187
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Energy Transfer LP Health and Welfare Program for Active Employees, plan 506 (13,702 participants)
Broker compensation
$335K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance Co.PPO1,871$19.0M—
Sun Life Assurance Company of CanadaLife, Long-term disability18,153$18.1M$335K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$32.5M/ year

Estimated prescription spend: 13,702 participants × $2,371 national average per member. Usually higher once dependents are counted.

$845K–$2.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$247K–$617K
Lower-cost therapeutic alternatives$361K–$754K
Generic pricing vs. actual cost$156K–$468K
PBM contract terms$81K–$244K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Energy Transfer LP
Sponsor EIN
30-0108820
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 30-0108820 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Energy Transfer LP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Energy Transfer LP.

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