Epic Games, Inc.

Cary, NC Information & technologyNAICS 511210

Self-funded health planPlan year 2025Renews January
3,096Participants+6% vs. prior year
$7.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 6Information & technology in NCBy participants

Overview

Epic Games, Inc. sponsors a self-funded health plan that covered 3,096 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,096 · prior year 2,917
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Epic Games Inc. Employee Benefit Plan, plan 501 (3,096 participants)
Broker compensation
$655 across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Long-term disability3,165$1.8M$655
Modern Life Inc.Employee Assistance Program4,714$529K—
National Union Fire Ins. Co. of Pittsburgh, PA.Accidental Death and Dismemberment3,029$6K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.3M/ year

Estimated prescription spend: 3,096 participants × $2,371 national average per member. Usually higher once dependents are counted.

$191K–$471K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$56K–$139K
Lower-cost therapeutic alternatives$81K–$170K
Generic pricing vs. actual cost$35K–$106K
PBM contract terms$18K–$55K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Epic Games, Inc.
Sponsor EIN
52-1853991
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-1853991 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Epic Games, Inc. 401(k) Plan and Trust
Type
401(k) plan
Participants
3,940

About this data

Source: Epic Games, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Epic Games, Inc..

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