Ernst & Young U.S. LLP
Overview
Ernst & Young U.S. LLP sponsors a self-funded health plan that covered 8,557 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 8,557 · prior year 9,279
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ernst & Young Flexible Benefits Program, plan 515 (8,557 participants)
- Broker compensation
- $1.8M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Dental | 77,523 | $62.9M | $1.2M |
| Lincoln Life Assurance Company of Boston | Short-term disability, Long-term disability | 43,837 | $20.9M | $177K |
| Eyemed Vision Care | Vision | 42,211 | $3.7M | — |
| Prudential Insurance Co. of America | Life | 53,027 | $3.6M | $199K |
| Metropolitan Life Insurance Co. | Life | 1,751 | $3.5M | $139K |
| Kaiser Permanente of CA | Medical, HMO | 404 | $3.4M | — |
| Zurich American Insurance Company | Accidental Death & Dismemberment | 28,656 | $1.6M | $79K |
| United Healthcare Insurance Company | Medical, HMO | 234 | $873K | — |
| Mapfre Life Insurance | Medical, Prescription drug, HMO, PPO | 72 | $846K | $15K |
| Hawaii Medical Service Association | Medical, HMO | 90 | $333K | — |
| Zurich American Insurance Co. | Business Travel Accident | 50,377 | $34K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 8,557 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ernst & Young U.S. LLP
- Sponsor EIN
- 34-6565596
- Plan number
- 515
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 34-6565596 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ernst & Young Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 97,058
About this data
Source: Ernst & Young U.S. LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ernst & Young U.S. LLP.