Ltimindtree Ltd

Edison, NJ Professional servicesNAICS 541511

Self-funded health planPlan year 2025Renews January
6,260Participants0% vs. prior year
$14.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 32Professional services in NJBy participants

Overview

Ltimindtree Ltd sponsors a self-funded health plan that covered 6,260 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,260 · prior year 6,260
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ltimindtree Ltd Health Insurance Plan, plan 501 (6,260 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$900K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyHospital Indemnity, Stop-loss, Critical Illness, Accident14,179$4.9M$696K
New York Life (life Insurance Company of North America)Accidental Death and Dismemberment, Life, Short-term disability, Long-term disability6,031$2.0M$180K
Metropolitan General Insurance Company (metlife Legal)Legal921$190K$24K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.8M/ year

Estimated prescription spend: 6,260 participants × $2,371 national average per member. Usually higher once dependents are counted.

$386K–$951K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$113K–$282K
Lower-cost therapeutic alternatives$165K–$344K
Generic pricing vs. actual cost$71K–$214K
PBM contract terms$37K–$111K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ltimindtree Ltd
Sponsor EIN
22-3524303
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-3524303 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ltimindtree Ltd 401(k) Plan
Type
401(k) plan
Participants
7,456

About this data

Source: Ltimindtree Ltd's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ltimindtree Ltd.

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