Esparza Enterprises, Inc.

Bakersfield, CA AgricultureNAICS 115110

Self-funded health planPlan year 2025Renews January
611Participants-24% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 12Agriculture in CABy participants

Overview

Esparza Enterprises, Inc. sponsors a self-funded health plan that covered 611 participants in plan year 2025, down 24% from the prior year. The plan year starts in January.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
611 · prior year 803
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Esparza Enterprises, Inc., plan 501 (611 participants)
Medical

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 611 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$93K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Esparza Enterprises, Inc.
Sponsor EIN
77-0503559
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 77-0503559 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Esparza Enterprises, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Esparza Enterprises, Inc..

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