Fowler Packing

Fresno, CA AgricultureNAICS 111300

Self-funded health planPlan year 2025Renews January
703ParticipantsFirst year on file
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 12Agriculture in CABy participants

Overview

Fowler Packing sponsors a self-funded health plan that covered 703 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
703
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Fowler Packing Company, plan 502 (703 participants)
Stop-loss carrier
Swiss RE Corporate Solutions America Ins. Corp.
Broker compensation
$6K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Long-term disability703$140K$6K
Swiss RE Corporate Solutions America Ins. Corp.Stop-loss211$77K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 703 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$107K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fowler Packing
Sponsor EIN
94-1742287
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-1742287 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Fowler Packing Company Retirement Plan
Type
401(k) plan
Participants
1,587

About this data

Source: Fowler Packing's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fowler Packing.

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