Essity North America Inc.

Philadelphia, PA Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
3,327Participants+1% vs. prior year
$7.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 9Holding companies in PABy participants

Overview

Essity North America Inc. sponsors a self-funded health plan that covered 3,327 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,327 · prior year 3,305
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Essity North America Inc. Benefits Plan, plan 501 (3,327 participants)
Broker compensation
$294K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability, Accident, Critical Illness, Hospital Ind3,088$4.8M$291K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision6,213$373K—
Metropolitan Life Insurance CompanyLife534$88K—
ComPsych CorporationEmployee Assistance Program3,081$44K—
United States Fire Insurance CompanyBusiness Travel Accident3,129$14K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.9M/ year

Estimated prescription spend: 3,327 participants × $2,371 national average per member. Usually higher once dependents are counted.

$205K–$506K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$60K–$150K
Lower-cost therapeutic alternatives$88K–$183K
Generic pricing vs. actual cost$38K–$114K
PBM contract terms$20K–$59K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Essity North America Inc.
Sponsor EIN
23-3061590
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-3061590 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Essity North America Investment & Retirement Plan
Type
401(k) plan
Participants
4,946

About this data

Source: Essity North America Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Essity North America Inc..

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