Lincoln National Corporation c/o Health & Welfare Benefits
Overview
Lincoln National Corporation c/o Health & Welfare Benefits sponsors a self-funded health plan that covered 9,767 participants in plan year 2025, down 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,767 · prior year 11,176
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Lincoln National Corporation Employees Life, Health & Accident Plan, plan 501 (9,767 participants); Lincoln National Corporation Employees Health Care Expense Account, plan 506 (1,873 participants); Lincoln National Corporation Life and Health Plan for Retired Employees, plan 510 (1,794 participants)
- Stop-loss carrier
- Aetna Life Insurance Company
- Broker compensation
- $276K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Short-term disability, Vision, Long-term disability, Medical | 9,366 | $9.8M | $196K |
| Lincoln National Life Ins Company | Long-term disability | 9,371 | $2.4M | $60K |
| Aetna Life Insurance Company | Stop-loss | 7,931 | $412K | — |
| Federal Insurance Company | Travel Accident | 9,366 | $101K | $20K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,767 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Lincoln National Corporation c/o Health & Welfare Benefits
- Sponsor EIN
- 35-1140070
- Plan numbers
- 501, 506, 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 35-1140070 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- LNC Employees' 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 17,050
About this data
Source: Lincoln National Corporation c/o Health & Welfare Benefits's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lincoln National Corporation c/o Health & Welfare Benefits.