Exeter Finance LLC
Overview
Exeter Finance LLC sponsors a self-funded health plan that covered 1,924 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,924 · prior year 1,796
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Exeter Finance LLC Health and Welfare Plan, plan 501 (1,924 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company
- Broker compensation
- $552K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company | Stop-loss | 3,165 | $1.9M | $210K |
| Standard Insurance Company | Life, Long-term disability, Short-term disability, Vision | 1,893 | $1.7M | $291K |
| Delta Dental Insurance Company | Dental | 3,280 | $1.1M | $47K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,924 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Exeter Finance LLC
- Sponsor EIN
- 11-3779713
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 11-3779713 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Exeter Finance LLC 401(k) Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 2,142
About this data
Source: Exeter Finance LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Exeter Finance LLC.