Exxon Mobil Corporation

Spring, TX ManufacturingNAICS 324110

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
65,525ParticipantsFirst year on file
$155.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 149Manufacturing in TXBy participants

Overview

Exxon Mobil Corporation sponsors a self-funded health plan that covered 65,525 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
65,525
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Exxonmobil Health and Welfare Plan, plan 640 (65,525 participants); Exxonmobil Pre-Tax Spending Plan, plan 601 (21,445 participants)
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Connecticut General Life Insurance CompanyLife42,557$73.3M—
Metropolitan Life Insurance CompanyLife, Accidental Death & Dismemberment, Long-term disability, Vision98,708$47.1M$89K
Cigna Health and Life Insurance CompanyMedical, Dental1,843$20.1M—
Aetna Life Insurance Co.Medical42,266——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$155.4M/ year

Estimated prescription spend: 65,525 participants × $2,371 national average per member. Usually higher once dependents are counted.

$4.0M–$10.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$1.2M–$3.0M
Lower-cost therapeutic alternatives$1.7M–$3.6M
Generic pricing vs. actual cost$746K–$2.2M
PBM contract terms$388K–$1.2M
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Exxon Mobil Corporation
Sponsor EIN
13-5409005
Plan numbers
640, 601
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-5409005 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Exxonmobil Pension Plan
Type
Pension plan
Participants
60,890

About this data

Source: Exxon Mobil Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Exxon Mobil Corporation.

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