Federal Home Loan Mortgage Corp.
Overview
Federal Home Loan Mortgage Corp. sponsors a self-funded health plan that covered 8,148 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 8,148 · prior year 8,108
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Fhlmc On-Site Medical Clinic Plan, plan 513 (8,148 participants); Fhlmc Employee Assistance Program Plan, plan 507 (8,148 participants); Fhlmc Health Care Spending Account Plan, plan 503 (1,229 participants); Fhlmc Health Reimbursement Arrangement Plan, plan 514 (822 participants)
- Broker compensation
- $180K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan of the Mid-Atlantic States | Medical, Prescription drug, HMO | 537 | $4.1M | — |
| Hartford Life and Accident | Life, Short-term disability | 8,196 | $3.3M | $66K |
| Lincoln National Life Insurance Company | Long-term disability | 7,571 | $2.5M | $48K |
| John Hancock Life Insurance Company | Group Long-Term Care Insurance | 384 | $626K | — |
| Metropolitan General Insurance Company | Legal | 1,828 | $409K | $61K |
| Ace American Insurance Company | Life, Short-term disability | 7,380 | $24K | $5K |
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 7,380 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 8,148 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Federal Home Loan Mortgage Corp.
- Sponsor EIN
- 52-0904874
- Plan numbers
- 513, 507, 503, 514
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-0904874 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Federal Home Loan Mortgage Corp. Thrift/401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 11,828
About this data
Source: Federal Home Loan Mortgage Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Federal Home Loan Mortgage Corp..