Hilb Group Operating Company, LLC
Overview
Hilb Group Operating Company, LLC sponsors a self-funded health plan that covered 2,379 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,379 · prior year 2,200
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Hilb Group Operating Company, LLC Employee Benefits Plan, plan 501 (2,379 participants)
- Stop-loss carrier
- Aetna Life Insurance Co.
- Broker compensation
- $34K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Guardian Life Insurance Company of America | Life, Short-term disability, Long-term disability | 2,379 | $2.0M | $34K |
| Aetna Life Insurance Co. | Stop-loss | 1,681 | $1.4M | — |
| Eyemed Vision Care | Vision | 3,124 | $187K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,379 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Hilb Group Operating Company, LLC
- Sponsor EIN
- 47-1098088
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 47-1098088 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Hilb Group Operating Company, LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,762
About this data
Source: Hilb Group Operating Company, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hilb Group Operating Company, LLC.