Floyds 99 Holdings, LLC

Greenwood Village, CO Other servicesNAICS 812111

Self-funded health planPlan year 2025Renews January
698Participants-9% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 7Other services in COBy participants

Overview

Floyds 99 Holdings, LLC sponsors a self-funded health plan that covered 698 participants in plan year 2025, down 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
698 · prior year 768
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Floyds 99 Holdings, LLC Health and Welfare Plan, plan 501 (698 participants)
Broker compensation
$17K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability656$127K$12K
Talkspace, Inc.Employee Assistance Program999$86K—
Unum Insurance CompanyAccident, Critical Illness, Hospital107$44K$5K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision320$17K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 698 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$106K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Floyds 99 Holdings, LLC
Sponsor EIN
43-2076353
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-2076353 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Floyd's 99 Barbershop 401(k) Plan
Type
401(k) plan
Participants
649

About this data

Source: Floyds 99 Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Floyds 99 Holdings, LLC.

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