Focus on the Family
Overview
Focus on the Family sponsors a self-funded health plan that covered 515 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 515 · prior year 515
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Focus on the Family Premium Payment Plan, plan 506 (515 participants); Focus on the Family Flexible Spending Account Plan, plan 507 (336 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $24K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HM Life Insurance Company | Medical, Stop-loss | 500 | $986K | — |
| Standard Insurance Company | Short-term disability, Long-term disability, Life | 611 | $393K | $20K |
| Eyemed Vision Care | Vision | 539 | $51K | — |
| Aflac | Short-term disability | 37 | $40K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 515 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Focus on the Family
- Sponsor EIN
- 95-3188150
- Plan numbers
- 506, 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 95-3188150 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Focus on the Family 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 851
About this data
Source: Focus on the Family's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Focus on the Family.