Fluor Federal Petroleum Operations, LLC

New Orleans, LA Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews October
658Participants-7% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#3 of 6Professional services in LABy participants

Overview

Fluor Federal Petroleum Operations, LLC sponsors a self-funded health plan that covered 658 participants in plan year 2025, down 7% from the prior year. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
658 · prior year 708
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Fluor Federal Petroleum Operations, LLC Group Plan, plan 501 (658 participants)
Broker compensation
$10K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability616$110K—
Metropolitan Life Insurance CompanyDental1,448$101K$5K
Cigna Health and Life Insurance CompanyCritical Illness, Accident550$32K$5K
Metropolitan General Insurance CompanyLegal66$3K$368

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 658 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$100K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fluor Federal Petroleum Operations, LLC
Sponsor EIN
45-5369207
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 45-5369207 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Fluor Federal Petroleum Operations, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fluor Federal Petroleum Operations, LLC.

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