JM Test Systems, LLC

Baton Rouge, LA Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
508Participants-6% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 6Professional services in LABy participants

Overview

JM Test Systems, LLC sponsors a self-funded health plan that covered 508 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
508 · prior year 538
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
JM Test Systems, LLC Employee Benefits Plan, plan 501 (508 participants)
Stop-loss carrier
Reliastar Life Insurance Company
Broker compensation
$100K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyStop-loss498$615K$43K
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability509$363K$55K
Vision Service PlanVision296$43K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 508 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
JM Test Systems, LLC
Sponsor EIN
92-0636105
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 92-0636105 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
JM Test Systems, LLC 401(k) Plan
Type
401(k) plan
Participants
588

About this data

Source: JM Test Systems, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with JM Test Systems, LLC.

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