Ford Motor Company
Overview
Ford Motor Company sponsors a self-funded health plan that covered 36,233 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 36,233 · prior year 35,301
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Salaried Health Reimbursement Arrangement, plan 565 (36,233 participants); Healthcare Plan for Salaried Employees, plan 560 (29,888 participants); Flexible Benefits Plan of Ford Motor Company, plan 543 (2,025 participants)
- Broker compensation
- $1.7M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long-term disability, Vision | 155,451 | $276.3M | $1.7M |
| Delta Dental of Michigan | Dental | 125,971 | $76.7M | — |
| Blue Cross Blue Shield of Kansas City | Medical, Prescription drug | 6,957 | $73.6M | — |
| Health Alliance Plan | Medical, HMO | 7,251 | $70.5M | — |
| Priority Health | Medical | 2,382 | $24.6M | — |
| Bluecross Blueshield of Illinois | Medical | 575 | $6.3M | — |
| Single Vision Solution | Vision | 50,205 | $5.9M | $12K |
| Dentegra Insurance Company | Dental | 11,650 | $5.7M | — |
| Univera Healthcare | Medical, Prescription drug | 130 | $3.2M | — |
| UnitedHealthcare Insurance Company | Medical | 1,938 | $3.0M | $47K |
| Carelon Behavioral Health | Mhsud and Employee Assistance Plan | 57,455 | $2.2M | — |
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug | 123 | $1.7M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 36,233 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ford Motor Company
- Sponsor EIN
- 38-0549190
- Plan numbers
- 565, 560, 543
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-0549190 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ford Motor Company UAW Retirement Plan
- Type
- Pension plan
- Participants
- 138,666
About this data
Source: Ford Motor Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ford Motor Company.