FP Urgent Care, LLC

Franklin, TN Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
2,168Participants+22% vs. prior year
$5.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#19 of 51Health care in TNBy participants

Overview

FP Urgent Care, LLC sponsors a self-funded health plan that covered 2,168 participants in plan year 2025, up 22% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,168 · prior year 1,785
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
FP Urgent Care, LLC Employee Benefits Plan, plan 502 (2,168 participants)
Broker compensation
$606K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability1,593$1.9M$405K
The Lincoln National Life Insurance CompanyDental1,519$1.0M$171K
Bluecross Blueshield of Tennessee, Inc.Vision2,896$149K$15K
Continental American Insurance CompanyAccident, Critical Illness, Hospital154$31K$15K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.1M/ year

Estimated prescription spend: 2,168 participants × $2,371 national average per member. Usually higher once dependents are counted.

$134K–$329K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$39K–$98K
Lower-cost therapeutic alternatives$57K–$119K
Generic pricing vs. actual cost$25K–$74K
PBM contract terms$13K–$39K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
FP Urgent Care, LLC
Sponsor EIN
46-1590062
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-1590062 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: FP Urgent Care, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with FP Urgent Care, LLC.

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