Vardiman Black Holdings, LLC

Nashville, TN Health careNAICS 621210

Self-funded health planPlan year 2025Renews January
2,147Participants-10% vs. prior year
$5.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 51Health care in TNBy participants

Overview

Vardiman Black Holdings, LLC sponsors a self-funded health plan that covered 2,147 participants in plan year 2025, down 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,147 · prior year 2,396
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Specialty Dental Brands Welfare Benefit Plan, plan 501 (2,147 participants)
Broker compensation
$272K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability2,204$810K$193K
Bluecross Blueshield of Tennessee, Inc.Dental, Vision1,627$698K$62K
Bankers Fidelity Life Insurance CompanyLife79$46K$17K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.1M/ year

Estimated prescription spend: 2,147 participants × $2,371 national average per member. Usually higher once dependents are counted.

$132K–$326K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$39K–$97K
Lower-cost therapeutic alternatives$57K–$118K
Generic pricing vs. actual cost$24K–$73K
PBM contract terms$13K–$38K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vardiman Black Holdings, LLC
Sponsor EIN
81-4851714
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-4851714 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Specialty Dental Brands 401(k) Plan
Type
401(k) plan
Participants
2,948

About this data

Source: Vardiman Black Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vardiman Black Holdings, LLC.

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