Gables Residential Services, Inc.

Dallas, TX ManufacturingNAICS 325410

Self-funded health planPlan year 2025Renews January
761Participants-2% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#109 of 149Manufacturing in TXBy participants

Overview

Gables Residential Services, Inc. sponsors a self-funded health plan that covered 761 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
761 · prior year 780
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Gables Residential Services, Inc. Health and Welfare Benefit Plan, plan 511 (761 participants)
Broker compensation
$60K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance CompanyDental1,034$404K$22K
Hartford Life and AccidentLife, Short-term disability, Long-term disability761$388K$19K
Healthiestyou c/o Teladoc Health Inc.Teladoc550$66K$10K
Eyemed Vision CareVision834$60K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 761 participants × $2,371 national average per member. Usually higher once dependents are counted.

$47K–$116K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$34K
Lower-cost therapeutic alternatives$20K–$42K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Gables Residential Services, Inc.
Sponsor EIN
75-2517913
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-2517913 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Gables Residential Services, Inc. 401(k) Plan
Type
401(k) plan
Participants
1,153

About this data

Source: Gables Residential Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gables Residential Services, Inc..

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