Phillips 66 Company
Overview
Phillips 66 Company sponsors a self-funded health plan that covered 785 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 785 · prior year 843
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Phillips 66 Flexible Spending Plan, plan 504 (785 participants)
- Broker compensation
- $143K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Continental American Insurance Company | Life | 11,790 | $13.1M | $22K |
| Hartford Life and Accident | Long-term disability | 11,725 | $8.0M | $121K |
| Kaiser Foundation Health Plan, Inc. | Medical, HMO | 745 | $6.7M | — |
| Kaiser Permanente | Medical, HMO | 568 | $5.9M | — |
| Vision Service Plan | Vision | 11,699 | $2.1M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, Vision | 63 | $657K | — |
| Kaiser Foundation Health Plan of Washington | Medical, HMO | 49 | $428K | — |
| Health and Human Resource Center, Inc. | Employee Assistance Plan | 963 | $26K | — |
| Zurich American Insurance Company | Accidental Death and Dismemberment | 300 | $11K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 785 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Phillips 66 Company
- Sponsor EIN
- 37-1652702
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 37-1652702 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Phillips 66 Savings Plan
- Type
- 401(k) plan
- Participants
- 17,993
About this data
Source: Phillips 66 Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Phillips 66 Company.