Gecu
Overview
Gecu sponsors a self-funded health plan that covered 857 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 857 · prior year 797
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Gecu Employee Benefit Plan, plan 507 (857 participants)
- Broker compensation
- $134K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United of Omaha Life Insurance Company | Life, Short-term disability, Long-term disability | 828 | $480K | $88K |
| Metropolitan Life Insurance Company | Life | 1,532 | $263K | $46K |
| Vision Service Plan | Vision | 667 | $77K | — |
| United Behavioral Health DBA Optum | Employee Assistance Program | 857 | $19K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 857 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Gecu
- Sponsor EIN
- 74-0650998
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-0650998 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Gecu's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gecu.