General Mills, Inc.
Overview
General Mills, Inc. sponsors a self-funded health plan that covered 16,015 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 16,015 · prior year 16,015
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- General Mills Flexible Benefit Plan, plan 669 (16,015 participants); General Mills Retiree Health Plan, plan 505 (5,395 participants); The General Mills Retiree Health Plan for Union Employees (65+), plan 509 (2,058 participants); General Mills Group Insurance Plan for Union Employees, plan 511 (1,326 participants)
- Broker compensation
- $5K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Securian Life Insurance Company | Life, Income Disability Benefit, Accidental Death & Dismemberment, Business Travel Accident | 14,907 | $7.0M | — |
| Fidelity Security Life Insurance Company | Vision | 21,557 | $1.3M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, HMO | 43 | $271K | $5K |
| Eyemed | Vision | 1,044 | $29K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 16,015 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- General Mills, Inc.
- Sponsor EIN
- 41-0274440
- Plan numbers
- 669, 505, 509, 511
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0274440 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- General Mills 401(k) Plan
- Type
- 401(k) plan
- Participants
- 23,922
About this data
Source: General Mills, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with General Mills, Inc..