Genuine Financial Holdings, LLC
Overview
Genuine Financial Holdings, LLC sponsors a self-funded health plan that covered 922 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 922 · prior year 895
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Hireright Health & Welfare Plan, plan 501 (922 participants)
- Broker compensation
- $48K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability, Accidental Death and Dismemberment | 907 | $665K | $46K |
| Vision Service Plan | Vision | 692 | $158K | — |
| Pre-Paid Legal Services, Inc. DBA Legalshield | Legal | 102 | $16K | $1K |
| ComPsych Corporation | Employee Assistance Program | 920 | $4K | — |
| Hartford Fire Insurance Co. | Business Travel Accident | 1,200 | $2K | $380 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 922 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Genuine Financial Holdings, LLC
- Sponsor EIN
- 81-5023164
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-5023164 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Hireright 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,594
About this data
Source: Genuine Financial Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Genuine Financial Holdings, LLC.