Trugreen Limited Partnership

Memphis, TN Business servicesNAICS 561730

Self-funded health planPlan year 2025Renews March
1,061Participants0% vs. prior year
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#3 of 8Business services in TNBy participants

Overview

Trugreen Limited Partnership sponsors a self-funded health plan that covered 1,061 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,061 · prior year 1,061
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Trugreen Texas Injury Benefit Plan, plan 502 (1,061 participants)
Broker compensation
$859K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesMedical, Dental4,120$24.7M$5K
Reliance Standard Life Insurance CompanyLong-term disability, Accidental Death and Dismemberment, Life, Hospital Indemnity, Medical, Prescription drug9,590$7.5M$580K
Cigna Health and Life Insurance CompanyCritical Illness, Hospital Indemnity, Accident1,372$974K$251K
Fidelity Security Life Insurance CompanyVision5,389$763K—
MetLife Legal PlansLegal1,167$180K$23K
Magellan HealthcareEmployee Assistance Program9,251$126K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,061 participants × $2,371 national average per member. Usually higher once dependents are counted.

$65K–$161K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$48K
Lower-cost therapeutic alternatives$28K–$58K
Generic pricing vs. actual cost$12K–$36K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Trugreen Limited Partnership
Sponsor EIN
36-3734669
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-3734669 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Trugreen Profit Sharing and Retirement Plan
Type
401(k) plan
Participants
16,764

About this data

Source: Trugreen Limited Partnership's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trugreen Limited Partnership.

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