Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and TR

Chandler, AZ Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews January
2,262Participants-8% vs. prior year
$5.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Arts & recreation in AZBy participants

Overview

Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and TR sponsors a self-funded health plan that covered 2,262 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,262 · prior year 2,470
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and Trust, plan 501 (2,262 participants)
Stop-loss carrier
Blue Cross Blue Shield of Arizona
Broker compensation
$478K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Blue Cross Blue Shield of ArizonaMedical, Prescription drug, Stop-loss4,081$4.0M—
The Lincoln Life Insurance CompanyLife, Long-term disability, Weekly Income3,016$1.4M$75K
Combined Insurance CompanyLife, Short-term disability1,287$938K$396K
Eye MEDVision3,714$415K$7K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.4M/ year

Estimated prescription spend: 2,262 participants × $2,371 national average per member. Usually higher once dependents are counted.

$139K–$344K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$41K–$102K
Lower-cost therapeutic alternatives$60K–$124K
Generic pricing vs. actual cost$26K–$77K
PBM contract terms$13K–$40K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and TR
Sponsor EIN
86-0760002
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0760002 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Gila River Gaming Enterprises, Inc. 401k Plan and Trust
Type
401(k) plan
Participants
3,751

About this data

Source: Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and TR's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gila River Gaming Enterprises, Inc. Group Employee Benefit Plan and TR.

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