Chapman Automotive Group

Tempe, AZ RetailNAICS 441110

Self-funded health planPlan year 2025Renews January
2,184Participants+0% vs. prior year
$5.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 14Retail in AZBy participants

Overview

Chapman Automotive Group sponsors a self-funded health plan that covered 2,184 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,184 · prior year 2,176
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Chapman Automotive Group, LLC, and Affiliates Health & Welfare Benefit Plan, plan 504 (2,184 participants)
Broker compensation
$200K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability2,089$1.1M$147K
Delta Dental of ArizonaDental1,797$646K$32K
Vision Service PlanVision989$200K$20K
KeproEmployee Assistance Program1,320$40K—
Employers Dental ServicesDental29$4K$299
Total Dental Administrators Health PlansDental26$910$91

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.2M/ year

Estimated prescription spend: 2,184 participants × $2,371 national average per member. Usually higher once dependents are counted.

$135K–$332K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$39K–$98K
Lower-cost therapeutic alternatives$57K–$120K
Generic pricing vs. actual cost$25K–$75K
PBM contract terms$13K–$39K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Chapman Automotive Group
Sponsor EIN
86-0842909
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0842909 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Chapman Automotive Group 401(k) Plan and Trust
Type
401(k) plan
Participants
2,192

About this data

Source: Chapman Automotive Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Chapman Automotive Group.

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