Gohealth Upmc

Sandy Springs, GA Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews April
1,251ParticipantsFirst year on file
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#11 of 28Professional services in GABy participants

Overview

Gohealth Upmc sponsors a self-funded health plan that covered 1,251 participants in plan year 2025. The plan year starts in April. Alongside medical, its benefits filing reports dental, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,251
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Gohealth Upmc Welfare Benefit Plan, plan 501 (1,251 participants)
Stop-loss carrier
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.
Broker compensation
$462K across insured contracts
MedicalDentalShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Upmc Health OptionsMedical312$6.1M—
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.Dental, Vision, Stop-loss2,947$2.1M$123K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability3,209$1.3M$278K
First Unum Life Insurance CompanyDBL1,057$275K$61K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,251 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$190K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$56K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Gohealth Upmc
Sponsor EIN
99-5060891
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 99-5060891 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Gohealth Upmc's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gohealth Upmc.

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