Goodwill Industries of San Antonio Contract Services

San Antonio, TX ConstructionNAICS 238900

Self-funded health planPlan year 2025Renews January
778Participants-50% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#35 of 57Construction in TXBy participants

Overview

Goodwill Industries of San Antonio Contract Services sponsors a self-funded health plan that covered 778 participants in plan year 2025, down 50% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
778 · prior year 1,555
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Goodwill Industries of San Antonio Contract Services Health and Welfare Plan, plan 503 (778 participants)
Stop-loss carrier
Bluecross Blueshield of Texas
Broker compensation
$38K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Bluecross Blueshield of TexasStop-loss679$5.3M—
American United Life Insurance CompanyLife, Short-term disability, Long-term disability590$331K$33K
Vision Service PlanVision505$46K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 778 participants × $2,371 national average per member. Usually higher once dependents are counted.

$48K–$118K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$35K
Lower-cost therapeutic alternatives$20K–$43K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Goodwill Industries of San Antonio Contract Services
Sponsor EIN
46-0688991
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-0688991 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Contractors Retirement Plan
Type
Defined contribution plan
Participants
855

About this data

Source: Goodwill Industries of San Antonio Contract Services's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Goodwill Industries of San Antonio Contract Services.

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