Hcbeck, Ltd. the Beck Group

Dallas, TX ConstructionNAICS 236200

Self-funded health planPlan year 2025Renews January
692Participants-6% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#36 of 57Construction in TXBy participants

Overview

Hcbeck, Ltd. the Beck Group sponsors a self-funded health plan that covered 692 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
692 · prior year 733
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Beck Group Health and Welfare Plan, plan 508 (692 participants)
Broker compensation
$1.5M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability692$676K$77K
Delta Dental Insurance CompanyDental1,427$557K$2K
Unum Insurance CompanyHospital, Critical Illness, Accident219$163K$31K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,182$101K—
Provident Life and Accident Insurance CompanyLong-term disability79$42K$1.4M

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 692 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$105K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hcbeck, Ltd. the Beck Group
Sponsor EIN
75-1731802
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-1731802 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Beck Group Retirement Savings Plan
Type
401(k) plan
Participants
1,164

About this data

Source: Hcbeck, Ltd. the Beck Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hcbeck, Ltd. the Beck Group.

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