Gundersen Lutheran Administrative Services Inc.

La Crosse, WI Health careNAICS 622000

Self-funded health planPlan year 2024Renews JanuaryCollectively bargained
8,920ParticipantsFirst year on file
$21.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 29Health care in WIBy participants

Overview

Gundersen Lutheran Administrative Services Inc. sponsors a self-funded health plan that covered 8,920 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
8,920
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Gundersen Lutheran Welfare Benefit, plan 501 (8,920 participants)
Broker compensation
$821K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityDeath benefits

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$21.1M/ year

Estimated prescription spend: 8,920 participants × $2,371 national average per member. Usually higher once dependents are counted.

$550K–$1.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$161K–$402K
Lower-cost therapeutic alternatives$235K–$491K
Generic pricing vs. actual cost$102K–$305K
PBM contract terms$53K–$159K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Gundersen Lutheran Administrative Services Inc.
Sponsor EIN
39-1606449
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1606449 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Gundersen Lutheran Employees' Retirement Plan
Type
401(k) plan
Participants
12,092

About this data

Source: Gundersen Lutheran Administrative Services Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gundersen Lutheran Administrative Services Inc..

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