Health Connect America

Brentwood, TN Health careNAICS 621330

Self-funded health planPlan year 2025Renews January
1,286Participants-5% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#25 of 51Health care in TNBy participants

Overview

Health Connect America sponsors a self-funded health plan that covered 1,286 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,286 · prior year 1,354
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Health Connect America, Inc. Salary Reduction Plan, plan 501 (1,286 participants)
Broker compensation
$171K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability1,172$507K$121K
Delta Dental of TennesseeDental1,080$414K$42K
UnitedHealthcare Insurance CompanyVision2,988$80K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,286 participants × $2,371 national average per member. Usually higher once dependents are counted.

$79K–$195K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Health Connect America
Sponsor EIN
20-3858944
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-3858944 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Health Connect America Retirement Savings Plan
Type
401(k) plan
Participants
2,649

About this data

Source: Health Connect America's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Health Connect America.

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