Hearthside Food Solutions, LLC

Downers Grove, IL ManufacturingNAICS 311800

Self-funded health planPlan year 2025Renews January
6,841Participants-32% vs. prior year
$16.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 122Manufacturing in ILBy participants

Overview

Hearthside Food Solutions, LLC sponsors a self-funded health plan that covered 6,841 participants in plan year 2025, down 32% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,841 · prior year 9,998
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Hearthside Food Solutions, LLC Wellfare Benefit Plan, plan 502 (6,841 participants)
Broker compensation
$750K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability11,134$4.1M$750K
Vision Service PlanVision4,898$663K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.2M/ year

Estimated prescription spend: 6,841 participants × $2,371 national average per member. Usually higher once dependents are counted.

$422K–$1.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$123K–$308K
Lower-cost therapeutic alternatives$180K–$376K
Generic pricing vs. actual cost$78K–$234K
PBM contract terms$41K–$122K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hearthside Food Solutions, LLC
Sponsor EIN
26-4228653
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-4228653 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Maker's Pride 401(k) Plan
Type
401(k) plan
Participants
10,893

About this data

Source: Hearthside Food Solutions, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hearthside Food Solutions, LLC.

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