LSC Communications, LLC

Warrenville, IL ManufacturingNAICS 323100

Self-funded health planPlan year 2025Renews January
6,348Participants-20% vs. prior year
$15.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 122Manufacturing in ILBy participants

Overview

LSC Communications, LLC sponsors a self-funded health plan that covered 6,348 participants in plan year 2025, down 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,348 · prior year 7,936
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
LSC Group Benefits Plan, plan 501 (6,348 participants); LSC Flexible Benefits Plan, plan 502 (170 participants)
Broker compensation
$286K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Accident, Hospital, Life, Critical Illness8,182$5.9M$212K
Hartford Life and AccidentLong-term disability6,646$1.3M$74K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision6,017$600K—
Carelon Behavioral HealthEmployee Assistance Program5,888$95K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$15.1M/ year

Estimated prescription spend: 6,348 participants × $2,371 national average per member. Usually higher once dependents are counted.

$391K–$965K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$114K–$286K
Lower-cost therapeutic alternatives$167K–$349K
Generic pricing vs. actual cost$72K–$217K
PBM contract terms$38K–$113K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
LSC Communications, LLC
Sponsor EIN
85-3418344
Plan numbers
501, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 85-3418344 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: LSC Communications, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with LSC Communications, LLC.

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