Heartland LLC
Overview
Heartland LLC sponsors a self-funded health plan that covered 1,515 participants in plan year 2025, up 37% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,515 · prior year 1,107
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Heartland LLC Wrap Plan, plan 505 (1,515 participants)
- Stop-loss carrier
- HCC Life Insurance Company
- Broker compensation
- $242K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HCC Life Insurance Company | Stop-loss | 1,204 | $2.0M | — |
| United of Omaha Life Insurance Company | Long-term disability, Life, Shortterm Disability Voluntary, Life & AD&D Voluntary | 4,233 | $723K | $191K |
| Delta Dental of Kansas, Inc. | Dental | 1,923 | $584K | $47K |
| Surency Life and Health | Vision | 959 | $81K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,515 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Heartland LLC
- Sponsor EIN
- 81-1798176
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-1798176 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Heartland, LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 5,086
About this data
Source: Heartland LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Heartland LLC.