Lindt & Sprungli North America, Inc.

Kansas City, MO ManufacturingNAICS 311300

Self-funded health planPlan year 2025Renews January
1,575Participants-3% vs. prior year
$3.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 46Manufacturing in MOBy participants

Overview

Lindt & Sprungli North America, Inc. sponsors a self-funded health plan that covered 1,575 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,575 · prior year 1,624
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Lindt & Sprungli North America Health and Welfare Plan, plan 501 (1,575 participants)
Broker compensation
$154K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental802$616K$22K
Lincoln National Life Insurance CompanyLong-term disability, Short-term disability, Life1,325$514K$35K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind, Accident, Critical Illness584$256K$77K
Vision Service PlanVision837$118K$12K
Transamerica Life Insurance CompanyLife102$39K$4K
New Directions Behavioral HealthEmployee Assistance Program1,735$19K—
Ace American Insurance CompanyBusiness Travel Accident1,461$17K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.7M/ year

Estimated prescription spend: 1,575 participants × $2,371 national average per member. Usually higher once dependents are counted.

$97K–$239K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$71K
Lower-cost therapeutic alternatives$41K–$87K
Generic pricing vs. actual cost$18K–$54K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lindt & Sprungli North America, Inc.
Sponsor EIN
81-4025263
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-4025263 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Lindt & Sprungli North America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lindt & Sprungli North America, Inc..

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