Heaven Hill Brands, Inc.

Bardstown, KY ManufacturingNAICS 312140

Self-funded health planPlan year 2025Renews January
818Participants+20% vs. prior year
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#19 of 33Manufacturing in KYBy participants

Overview

Heaven Hill Brands, Inc. sponsors a self-funded health plan that covered 818 participants in plan year 2025, up 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
818 · prior year 680
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Heaven Hill Brands, Inc. Employee Benefits Plan, plan 511 (818 participants); Heaven Hill Brands, Inc. Union Employee Benefits Plan, plan 512 (394 participants); Heaven Hill Distilleries, Inc. Flexible Benefits Plan, plan 510 (225 participants)
Stop-loss carrier
Anthem Health Plans of Kentucky, Inc.; Anthem Health Plans of Kentucky, Inc.
Broker compensation
$503K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Anthem Health Plans of Kentucky, Inc.Stop-loss1,014$4.8M—
Hartford Life and AccidentLife, Long-term disability, Short-term disability1,131$1.9M$405K
American Heritage Life Insurance CompanyAccident, Cancer, Cancer, Accident492$513K$64K
Delta Dental of KentuckyDental728$249K$11K
National Vision Administrators, LLCVision859$115K$11K
National Vision Administrators, LLC.Vision859$115K$11K
Health and Human Resource Center, Inc.Employee Assistance Program31$718—
Health and Human Resources CentEmployee Assistant Plan31$718—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 818 participants × $2,371 national average per member. Usually higher once dependents are counted.

$50K–$124K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Heaven Hill Brands, Inc.
Sponsor EIN
61-0402960
Plan numbers
511, 512, 510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-0402960 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Heaven Hill Distilleries, Inc. Savings and Retirement Plan for Salaried Employees
Type
401(k) plan
Participants
893

About this data

Source: Heaven Hill Brands, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Heaven Hill Brands, Inc..

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