Vybond Group, Inc.

Franklin, KY ManufacturingNAICS 325500

Self-funded health planPlan year 2025Renews July
752ParticipantsFirst year on file
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#21 of 33Manufacturing in KYBy participants

Overview

Vybond Group, Inc. sponsors a self-funded health plan that covered 752 participants in plan year 2025. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
752
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Vybond Group Inc. Benefit Plan, plan 501 (752 participants)
Broker compensation
$18K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability724$421K$4K
Delta Dental KYDental, PPO1,265$145K—
Continental American Insurance CompanyAccident, Critical Illness420$62K$13K
Vision Service PlanVision542$36K—
MetLife Legal PlansLegal66$7K$675

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 752 participants × $2,371 national average per member. Usually higher once dependents are counted.

$46K–$114K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$34K
Lower-cost therapeutic alternatives$20K–$41K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vybond Group, Inc.
Sponsor EIN
99-4097803
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 99-4097803 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vybond Group, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
756

About this data

Source: Vybond Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vybond Group, Inc..

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