Heraeus Incorporated

Yardley, PA ManufacturingNAICS 332900

Self-funded health planPlan year 2025Renews January
1,550Participants-4% vs. prior year
$3.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#42 of 105Manufacturing in PABy participants

Overview

Heraeus Incorporated sponsors a self-funded health plan that covered 1,550 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,550 · prior year 1,609
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Heraeus Incorporated Hospitalization/major Medical Plan, plan 501 (1,550 participants)
Broker compensation
$113K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaLife, Long-term disability1,949$1.5M$113K
HeartlandVision3,050$119K—
Cigna Health and Life Insurance Company and AffiliatesDental2,966$52K—
Health Advocate Solutions, Inc.Employee Assistance Program1,920$47K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.7M/ year

Estimated prescription spend: 1,550 participants × $2,371 national average per member. Usually higher once dependents are counted.

$96K–$236K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$70K
Lower-cost therapeutic alternatives$41K–$85K
Generic pricing vs. actual cost$18K–$53K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Heraeus Incorporated
Sponsor EIN
22-2209713
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-2209713 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Heraeus Incorporated 401(k) Retirement Plan
Type
401(k) plan
Participants
2,734

About this data

Source: Heraeus Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Heraeus Incorporated.

Request a correction · Methodology