Home Bancshares, Inc.
Overview
Home Bancshares, Inc. sponsors a self-funded health plan that covered 2,420 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,420 · prior year 2,586
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Home Bancshares, Inc. Welfare Benefits Plan, plan 502 (2,420 participants); Home Bancshares Cafeteria Plan, plan 501 (136 participants)
- Broker compensation
- $385K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Equitable Financial Life Insurance Company of America | Life, Short-term disability, Long-term disability | 2,422 | $1.8M | $203K |
| Delta Dental Plan of Arkansas | Dental | 3,348 | $1.0M | $17K |
| The Guardian Life Insurance Company of America | Critical Illness, Cancer, Accident | 531 | $425K | $106K |
| Metropolitan Life Insurance Company | Vision | 4,133 | $240K | $12K |
| 5star Life Insurance Company | Life | 109 | $146K | $43K |
| Pre-Paid Legal Services Inc. DBA Legalshield | Legal Services Plan Memberships | 182 | $24K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,420 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Home Bancshares, Inc.
- Sponsor EIN
- 71-0682831
- Plan numbers
- 502, 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 71-0682831 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Home Bancshares, Inc. 401(k) and Employee Stock Ownership Plan
- Type
- 401(k) plan
- Participants
- 3,504
About this data
Source: Home Bancshares, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Home Bancshares, Inc..