Simmons First National Corporation
Overview
Simmons First National Corporation sponsors a self-funded health plan that covered 2,957 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,957 · prior year 3,018
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Simmons First National Corporation Employee Benefits Plan, plan 504 (2,957 participants)
- Stop-loss carrier
- Gerber Life Insurance Company
- Broker compensation
- $172K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long Term Care, Life, Long-term disability | 2,878 | $2.5M | $147K |
| Gerber Life Insurance Company | Stop-loss | 2,198 | $670K | — |
| Metropolitan Life Insurance Company | Vision | 4,196 | $338K | $25K |
| MetLife Legal Plans, Inc. | Legal | 349 | $79K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,957 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Simmons First National Corporation
- Sponsor EIN
- 71-0407808
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 71-0407808 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Simmons First National Corporation 401(k) Plan
- Type
- 401(k) plan
- Participants
- 4,415
About this data
Source: Simmons First National Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Simmons First National Corporation.