Hughston Clinic/jack Hughston Memorial Hospital

Columbus, GA Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
993Participants0% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 40Health care in GABy participants

Overview

Hughston Clinic/jack Hughston Memorial Hospital sponsors a self-funded health plan that covered 993 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
993 · prior year 993
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Hughston Clinic Welfare Benefits Plan, plan 502 (993 participants)
Stop-loss carrier
Berkshire Hathaway Specialty Insurance Company; Aetna Life Insurance Company
Broker compensation
$460K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision, Life, Long-term disability986$1.6M$347K
Berkshire Hathaway Specialty Insurance CompanyStop-loss670$914K—
AflacVOL Benefits, Worksite Benefits222$455K$113K
Aetna Life Insurance CompanyStop-loss670$42K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 993 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$151K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hughston Clinic/jack Hughston Memorial Hospital
Sponsor EIN
20-0359919
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-0359919 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Hughston Clinic/jack Hughston Memorial Hospital's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hughston Clinic/jack Hughston Memorial Hospital.

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