Harbin Clinic, LLC

Rome, GA Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
1,204Participants-8% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 40Health care in GABy participants

Overview

Harbin Clinic, LLC sponsors a self-funded health plan that covered 1,204 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,204 · prior year 1,308
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Harbin Clinic Cafeteria Plan, plan 502 (1,204 participants)
Broker compensation
$60K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyAccident, Critical Illness, Life, Long-term disability, Short-term disability297$216K$60K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,204 participants × $2,371 national average per member. Usually higher once dependents are counted.

$74K–$183K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$54K
Lower-cost therapeutic alternatives$32K–$66K
Generic pricing vs. actual cost$14K–$41K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Harbin Clinic, LLC
Sponsor EIN
58-2234927
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-2234927 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Harbin Clinic Profit Sharing Plan
Type
401(k) plan
Participants
2,289

About this data

Source: Harbin Clinic, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Harbin Clinic, LLC.

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